body {}
p {}
td {}
.text  { color: black; font-size: 12px; line-height: 13px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.head  { color: black; font-weight: bold; font-size: 15px; font-family: "Times New Roman", Georgia, Times }
.disclaimer   { color: black; font-style: italic; font-size: 13px; font-family: "Times New Roman", Georgia, Times }